You can also see which Lenders currently list Q as an Approved Scheme here: https://lendershandbook.ukfinance.org.uk/lenders-handbook/. Simplicity is our core marketing principle. Type of membership: Member, Southern Pacific Mortgage Limited Protek Group Limited, Head office: 6 High Street, Loughborough, Leicestershire, LE11 2QB, DX 19611 LOUGHBOROUGH Head office: No 1 Whitehall Riverside, Leeds, LS1 4BN, DX 14085 Leeds 1 Type of membership: Associate, Unisys Ltd Head office: 51-55 Duke Street, Barrow-in-Furness, Cumbria, LA14 1RT, DX 63922 BARROW Type of membership: Member, North Yorkshire Mortgages Limited The Council of Mortgage Lenders' Handbook. . With over 20 years' experience we are trusted and approved by all major mortgage lenders, helping us become one of the largest warranty providers in the UK market. Type of membership: Member, HBOS plc Head office: Jarman House, Mathisen Way, Poyle Road, Colnbrook, Berkshire, SL3 0HF Regus-Leicester Grove Park, 1st Floor Gateway House. We've worked closely with our providers to offer a Structural Warranty policy that is designed to meet your needs. The past couple of Decembers have brought with them worries of lockdowns, sickness and missing out of seeing loved ones. Type of membership: Member, Derbyshire Building Society In this section Tasks for regulated firms Approved persons Senior Managers and Certification Regime Change in control Appointed representatives and principals Brexit Variation of permission Waivers and modifications Capital requirements permissions Fees and levies Regulatory reporting Change of legal status Firm details Your business Whistleblowing Culture and governance Report mortgage fraud . The outstanding value of all residential mortgage loans was 1,667.1 billion at the end of 2022 Q3, 4.1% higher than a year earlier. Type of membership: Member, Allied Irish Bank (GB) Head office: 250 Bishopsgate, London, EC2M 4AA Head office: Dudley House, Stone Street, Dudley, West Midlands, DY1 1NP, DX 12745 DUDLEY-1 Head office: Leicester Road, Melton Mowbray, LE13 0DG Type of membership: Associate, Allied Surveyors plc The value of new mortgage commitments (lending . Key findings. Head office: 50 St Edward Street, Leek, Staffordshire, ST13 5DH, DX 16354 LEEK To qualify for condominium mortgage loans, please contact us at Gustan Cho Associates Mortgage Group at 800-900-8569 or text us for a faster response. Our Professional Indemnity covers single unit values up to 3 million which is significantly higher than many Architects Certificates which sometimes only provide cover up . Head office: 8 & 9 Bon Accord Crescent, Aberdeen, AB11 6DN This broadly the industry standard for warranty schemes. Type of membership: Member, Prudential Lifetime Mortgages Head office: 43 Church Street, Reigate, Surrey, RH2 0AE, DX 54107 REIGATE-2 Building better together. UK Finance has today published its mortgage market forecast for 2023 2024, anticipating a softening in the mortgage market next year that marks a return to pre-pandemic norms. Without an approved warranty in place, mortgage lenders may not release funds . Please click here to download the "Interest Only Toolkit". Guaranteed Rate: Best for variety of loan types. Type of membership: Member, Northern Bank Ltd Type of membership: Member, Stafford Railway Building Society Type of membership: Associate, Salans Head office: 81 Upper Bond Street, Hinckley, Leicestershire, LE10 1DG, DX 716435 HINCKLEY For these reasons, NHBC has submitted that rule 8 and its definition of "other home warranty schemes" have now become obsolete. Type of membership: Member, Progressive Building Society action fraud. Head office: 1 Filey Street, Bradford, BD1 5AT Accord Buy to Let. As a general rule, warranty schemes are preferable as there is no need to prove fault on the part of the warranty provider, as is the case with a CML Certificate. December is a festive time, with a lot of eating, drinking and often, spending. Head office: 121 Kings Road, Reading, Berkshire, RG1 3ES Type of membership: Member, West Bromwich Mortgage Company Limited Head office: 6th Floor, The Chambers, Chelsea Harbour, London, SW10 0XF Type of membership: Member, Skipton Building Society Head office: 70 Owen Street, Tipton, West Midlands, DY4 8HG, DX 700152 TIPTON Leaseholders and prospective buyers will now have more clarity on purchasing homes with building safety issues following a key update from mortgage lenders and the Royal Institution of Chartered Surveyors (RICS). A mortgage bank could be a retail or a direct lenderincluding large banks, online mortgage lenders like Quicken, or credit unions. Type of membership: Member, Topaz Finance PLC The mortgage and housing markets are constantly evolving to meet the needs of customers. Type of membership: Member, Heritable Bank Ltd When you buy a new build or a recently converted property your mortgage lender will require you to gain a warranty to protect the building. CMLC Ltd NFU Building, Camelgate Spalding, PE12 6ET, Recognised by UK Mortgage Lenders as detailed within the UK Finance Mortgage Lenders handbook for conveyancers, Accepted by High Street Lenders mortgage providers, All Checks Carried Out by Qualified Surveyors (RIBA / RICS), Save up to 50% Compared to other Structural Warranties, Can be taken on Part Complete / Completed projects. This week we published our housing and market forecasts for 2023 and 2024. Type of membership: Member, Credit & Mercantile plc Do you know where to find the best deals? Type of membership: Associate, Phoebus Software Limited Head office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AD Were thrilled to open the doors to the @nsbrc for our first ever event for self-builders. Type of membership: Associate, Matthew Arnold & Baldwin Type of membership: Associate, Rightmove Data The Structural Warranty market is fast-moving and complex. HMRC is to stop issuing paper copies of clients' tax calculations and tax year overviews for mortgage applications for self employed people using tax agents, insisting that it has come to an agreement with the Council of Mortgage Lenders about accepting online print outs. Type of membership: Member, The Mortgage Works Head office: 17 Bartholomew Street, Newbury, Berkshire, RG14 5LY, DX 30822 NEWBURY Head office: Woodland Place, Pinetrees Road, Norwich, Norfolk, NR7 9EJ Council of Mortgage Lenders approved; . Head office: Crown House, Crown Street, Ipswich, Suffolk, IP1 3HS Type of membership: Member, Counties Home Loan Management We are a credit broker and not a lender and offer credit facilities from a panel of lenders. Type of membership: Associate, Legal Marketing Services Limited Currently our key priorities are supporting homeowners affecting by fire safety concerns; helping mortgage prisoners caught out by regulatory changes to mortgages; supporting people affected by the coronavirus pandemic; and helping to create a sustainable and green future for housing. Dependable team. Do you know who offers mortgage services n the UK? Head office: Castle Street, Macclesfield, Cheshire, SK11 6AF, DX 25001 MACCLESFIELD-2 Ally Bank: Best for low interest rates. Lenders can increase their housing portfolio while mitigating risk, improving profitability and liquidity management, and expanding their loan-making ability with a USDA loan guarantee. Head office: Corporate Headquarters, Watling Street, Bexleyheath, Kent, DA6 7RR, DX 90000 BEXLEYHEATH-2 Head office: 21-27 Lambs Conduit Street, London, WC1N 3BD Head office: 117-119 Whitby Road, Slough, SL1 3DR Type of membership: Member, Catholic Building Society It is accepted by the Council of Mortgage Lenders and high-street lenders. The CML has been a great source of information about the changing state of the UK mortgage industry, an area of the economy which has come under great pressure as the 2007/08 credit crunch starts to hit home. Type of membership: Associate, TLT Solicitors Type of membership: Member, The Co-operative Bank plc Head office: Pinnacle House, A1 Barnet Way, Borehamwood, Hertfordshire, WD6 2XX Head office: Frizzell House, County Gates, Bournemouth, BH1 2NF Type of membership: Member, Dudley Building Society Head office: 5-7 Abbey Court, Eagle Way, Sowton, Exeter, Devon, EX2 7HY, DX 135607 EXETER 16 Type of membership: Member, Norwich & Peterborough Building Society Type of membership: Member, Darlington Building Society The handbook for England & Wales also includes a part 3 which sets out standard instructions to be used where a conveyancer is representing the lender but not the borrower. Type of membership: Associate, PricewaterhouseCoopers Head office: Citigroup Centre, Canada Square, London, E14 5LB Head office: Eldon House, 2 Eldon Street, London, EC2M 7UA This can come in the form of a 10 Year Structural Warranty, our certificates are valid and transferable for a period of 10 years and as there is no premium element. Type of membership: Associate, All In Property Services Limited Head office: Westgate Chambers, 3 High Street, Chipping Sodbury, Gloucestershire, BS37 6BA, DX 56804 CHIPPING SODBURY The Council of Mortgage Lenders has a handbook in which all the indemnity insurance requirements are clearly outlined, stating what they should accept and what needs further action from the lender. Company number 10250295. Type of membership: Associate, Acadametrics Limited Type of membership: Member, Lloyds TSB Mortgages The New Jersey Housing and Mortgage Finance Agency (NJHMFA) is dedicated to increasing the availability of and accessibility to safe, decent and affordable housing to families in New Jersey. Best for lower credit scores: Rocket Mortgage. Head office: Radcliffe House, Blenheim Court, Warwick Road, Solihull, West Midlands, B91 2AA Type of membership: Associate, B Legal Limited Insurance brokers and Intermediaries | Working with Protek, Product Governance Reviews | Fair Value Assessments, Bank Of Scotland See Lloyds Banking Group, Birmingham Midshires See Lloyds Banking Group, Chorley and District Building Society Accept most standard warranties, Cumberland Building Society Will consider on an individual case by case basis please refer to Customer Service Department, Mortgage Underwriting, Dudley Building Society Individual acceptance, Kent Reliance Building Society Individual Acceptance. 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